Independent Brokerage Service

Name: Independent Brokerage Service Ralph J. Lagriola
Address: 73 Roosevelt Ave, Hasbrouck Heights, NJ, 07604, US
Telephone: (908) 272-7250

Independent Brokerage Service 73 Roosevelt Avenue
Hasbrouck Heights, NJ 07604

Phone:

(908) 272-7250

E-mail:

Ralph.IBS@gmail.com

Calculators

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Contact Us

Please feel free to contact us with any questions.

Videos

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Insurance - Retirement - Income - Final Expense Planning

Ralph J. Lagriola, RFC, CSA, LUTCF, FEPS®

908-272-7250

Ralph.IBS@gmail.com

Newsletters

HOT TOPIC: The Shutdown is Over: What Now?

The longest government shutdown in U.S. history ended on November 12, 2025. This article looks at the bill that ended the shutdown, issues that are unresolved, and estimates of the economic impact.

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Avoiding Probate with a TOD Deed and TOD Account

Shows how transfer-on-death designations help avoid probate costs.

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Navigating Medicare Open Enrollment

Reviews annual enrollment dates and options for Medicare participants.

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Grocery Games: Strategies to Help Stretch Your Food Budget

Provides tips for managing rising food prices through smart shopping.

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Calculators

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Taxable Equivalent Yield

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

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